JAAFAR, Ishaq. A Conceptual Framework Integration of UTAUT and HBM on Evaluating the Adoption of Electronic Payment System in Malaysia. International Journal of Social, Political and Economic Research, [S. l.], v. 7, n. 4, p. 1164–1176, 2020. DOI: 10.46291/IJOSPERvol7iss4pp1164-1176. Disponível em: https://ijosper.uk/index.php/i/article/view/90. Acesso em: 24 apr. 2024.